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MEDICAL

MEDICAL

MedMutual Plan Options

Choose from one of three medical plans to cover yourself and your dependents. Both plans are through Medical Mutual of Ohio and include prescription coverage.

PPO Plan

Choice Plus PPO Plans

With this traditional plan, you will:

  • Have a higher per pay period medical plan cost
  • Enjoy the predictability of set copay amounts
  • Be subject to a lower deductible
  • Have preventive services covered 100%
Consumer-Driven High-Deductible Health Plans

Basic Plan with Health Savings Account (HSA) or Enhanced Plan with Health Savings Account (HSA)

With the high-deductible plan, you will:

  • Enjoy lower per pay period medical plan costs
  • Have preventive services covered at 100%
  • Be eligible for a Health Savings account through Medical Mutual for tax free deposits
  • Receive City of Brooklyn quarterly contributions to your Health Savings Account

Preferred Provider Organization Plan (PPO)

Designed for those who prefer the predictability of set payments for doctor appointments and other medical services.

$250 PPO Plan

Designed for those who prefer the predictability of set payments for doctor appointments and other medical services.

Services In-Network Out-of-Network
Deductible $250 / $500 $500 / $1,000
Annual Out-of-Pocket Maximum $6,600 / $13,200 Unlimited
Coinsurance 10% after Deductible 30% after Deductible
Primary Care Visits $20 Copay 30% after Deductible
Preventive Care Covered at 100% 30% after Deductible
Specialist Visits $20 Copay 30% after Deductible
Inpatient Visit 10% after Deductible 30% after Deductible
Outpatient Services 10% after Deductible 30% after Deductible
Emergency Room 10% coinsurance 10% coinsurance
Urgent Care $20 Copay 30% after Deductible
Rx Retail
   
Generic 20% coinsurance Not Covered
Preferred Brand 20% coinsurance Not Covered
Non-Preferred Brand 20% coinsurance Not Covered
Rx Mail Order    
Generic 20% coinsurance Not Covered
Preferred Brand 20% coinsurance Not Covered
Non-Preferred Brand 20% coinsurance Not Covered
$1,000 PPO Plan

Designed for those who prefer the predictability of set payments for doctor appointments and other medical services.

Services In-Network Out-of-Network
Deductible $1.000 / $2,000 $2,000 / $4,000
Annual Out-of-Pocket Maximum $6,600 / $13,200 Unlimited
Annual Out-of-Pocket Maximum Coinsurance $2,000 / $4,000 $4,000 / $8000
Coinsurance 10% after Deductible 30% after Deductible
Primary Care Visits $20 Copay 30% after Deductible
Preventive Care Covered at 100% 30% after Deductible
Specialist Visits $20 Copay 30% after Deductible
Inpatient Visit 10% after Deductible 30% after Deductible
Outpatient Services 10% after Deductible 30% after Deductible
Emergency Room 10% coinsurance 10% coinsurance
Urgent Care $20 Copay 30% after Deductible
Rx Retail
   
Generic 20% coinsurance Not Covered
Preferred Brand 20% coinsurance Not Covered
Non-Preferred Brand 20% coinsurance Not Covered
Rx Mail Order    
Generic 20% coinsurance Not Covered
Preferred Brand 20% coinsurance Not Covered
Non-Preferred Brand 20% coinsurance Not Covered

Health Savings Account Plan (HSA)

Allows you to minimize the premium you pay from your paycheck while saving for the future with pre-tax contributions to a Health Savings Account.

Services In-Network Out-of-Network
Deductible $3,300 / $6,000 $5,000 / $10,000
Annual Out-of-Pocket Maximum $3,300 / $6,000 $7,000 / $14,000
Coinsurance 0% after Deductible 30% after Deductible
Primary Care Visits 0% after Deductible 30% after Deductible
Preventive Care 0% after Deductible 30% after Deductible
Specialist Visits 0% after Deductible 30% after Deductible
Inpatient Visit 0% after Deductible 30% after Deductible
Outpatient Services 0% after Deductible 30% after Deductible
Emergency Room 0% after Deductible 0% after Deductible
Urgent Care 0% after Deductible 30% after Deductible
Rx Retail
   
Generic 0% after Deductible Not Covered
Preferred Brand 0% after Deductible Not Covered
Non-Preferred Brand 0% after Deductible Not Covered
Rx Mail Order    
Generic 0% after Deductible Not Covered
Preferred Brand 0% after Deductible Not Covered
Non-Preferred Brand 0% after Deductible Not Covered

CLECare Plan : Health Maintenance Organization

  • In Network only plan, anchored by MetroHealth
  • Low deductible to meet, with no cost sharing except for copays after deductible is met
  • Enjoy the predictability of set copay amounts
  • Lower payroll contributions in comparison to Traditional PPO Plans offered
Services In-Network Out-of-Network
Deductible $250 / $500 Not Covered
Annual Out-of-Pocket Maximum $6,600 / $13,200 Not Covered
Coinsurance 0% after Deductible Not Covered
Primary Care Visits 0% after Deductible Not Covered
Preventive Care 0% after Deductible Not Covered
Specialist Visits 0% after Deductible Not Covered
Inpatient Visit 0% after Deductible Not Covered
Outpatient Services 0% after Deductible Not Covered
Emergency Room $0 Not Covered
Urgent Care $0 Not Covered
Rx Retail
   
Generic $5 Not Covered
Preferred Brand $10 Not Covered
Non-Preferred Brand $20 Not Covered
Rx Mail Order    
Generic $0 Not Covered
Preferred Brand $0 Not Covered
Non-Preferred Brand $0 Not Covered